TIP1: When consolidating Federal student loans, such as Stafford, try the direct federal consolidation program from the Government. their site is ed.GOV, or see the link on the right.
TIP2: Private school loan consolidation is different than federal as private loans are credit based while federal are not. Applicants should take their time and review their application and it's terms and conditions carefully.
TIP3: Consolidating school loans during your grace period may qualify you for an interest rate deduction. On July 1 of each year rates traditionally change.
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